We believe in protecting what matters to our clients. We provide general insurance with a reliable and flexible claims service that is second to none on the insurance market. We operate through our insurance companies in Malawi, NICO General Insurance Company Limited, and in Zambia, NICO Insurance Zambia Limited. We are also present in Uganda through our associate, Sanlam.

Our wide product range includes standard personal and commercial insurance covers in motor vehicle, building & road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, loss of profits, agriculture, burglary, house-owners & householders, personal accident.